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ANZ Finance options for Tesla

You’ve found your dream car. We have a choice of loans to help you drive it away.

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Loan type

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ANZ Secured Car Loan

Our ANZ Secured Car Loan1 may offer you a lower interest rate than an unsecured personal loan, because we use your car as security2. You’ll also get the certainty of fixed repayments, so you can manage your budget.

Applicable Rates

  • Interest rate
  • Comparison rate3

This loan may suit you if you would like:

  •   Repayments that won’t change throughout your loan term
  •   To know you’re not affected by interest rate movements
  •   The ability to make a lump sum final payment (also known as balloon payment) for lower repayments if you are approved and your loan term is 1 to 5 years

Use this loan for

Rates and fees

The important numbers

  • Your interest rate2
  • Comparison rate3
  • Minimum loan amount
  • 7500
  • Maximum loan amount
  • No maximum - subject to ANZ's credit assessment criteria

  • Establishment fee
  • 0
  • Loan administration charge
  • 0
  • Minimum loan term
  • 1 Year
  • Maximum loan term
  • 5 Years

Other fees and charges may apply. Terms and conditions available on application.

Calculator

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What could my repayments be?

Get an estimate of your potential loan repayments

How much could I borrow?

Get an indication of how much you may be able to borrow

Eligibility

Can I apply?

To be eligible, you must

 

  •  Buy a car or motorcycle for personal or business use  
  •  Be 18 years of age or over when you apply  
  •  Be applying for a loan of $7,500 or more  
  •  Be a permanent Australian resident or valid work visa holder (457 or other diplomatic visas)  
  •  Be currently employed or a self-funded retiree  
  •  Not be currently bankrupt   

All applications are subject to ANZ’s credit assessment criteria.

Details to have handy

 

  •  Current Australian driver’s licence (if you have one)
  •  Current employer name, contact name and phone number
  •  Previous employer, if you’ve changed jobs in the last three years
  •  Income, expenses, assets and liabilities (such as other loans or credit cards)

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Mon to Fri, 8am to 8pm (AEST) Sat 9am to 5pm (AEST)
Mon to Fri, 8am to 8pm (AEST) Sat 9am to 5pm (AEST)

FAQs

Get your questions answered

 What's a balloon payment?

 

A balloon payment is a one-off lump sum payment that you can choose to make at the end of an ANZ Secured Car Loan term. This could help reduce your regular repayment amounts during your loan term.

If you’re planning to sell your vehicle when your loan ends, a balloon payment may suit you as you could use the money from the sale to repay some or all of the balloon amount, depending on the price you sell the vehicle for.

Please note that a balloon payment is only available on a loan term of 1 to 5 years, and only to approved applicants, depending on several factors considered as part of the loan application. It must be agreed before commencement of the loan.

 What’s the difference between a secured and unsecured loan?

 

A secured loan (such as the ANZ Secured Car Loan) is a loan backed by an asset. Secured loans are generally only offered for assets that are relatively new and of a certain value. This could be something like a new car or motorcycle. Because the lender has the legal right to take possession and sell the asset if you cannot meet the terms of your contract, they will generally offer you a lower interest rate on a secured loan.

An unsecured loan (such as the ANZ Variable and Fixed Rate Personal Loans) means you don’t have to provide security for the money you borrow. For example, you could apply for an unsecured loan for a holiday or to consolidate debt. 

Important Notice

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. 

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1. ANZ Secured Car Loan repayments cannot be made weekly. Repayments can be made fortnightly or monthly. The loan repayment amount shown is an estimate based on total repayments, total interest, the Loan Administration Charge of $0 per month and the Loan Establishment Fee of $0. Other fees that may be incurred such as late payment fees are not included. The repayment amount shown on other pages of this website may differ as they include different fees and charges. 

2. The rate is only available if you apply for a car loan via Tesla approved channels. You may receive a different rate if you apply for an ANZ Secured Car Loan through other channels such as an ANZ branch or over the phone. Interest rates are subject to change. 

3. This comparison rate is for an ANZ Secured Car Loan with an amount financed of $30,000 and a term of 5 years.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Important Notice

All applications for credit are subject to ANZ’s credit assessment criteria. Terms and conditions are available on application. Fees and charges apply. 

You need Adobe Reader to view PDF files. You can download Adobe Reader free of charge.

1. ANZ Chattel Mortgage repayments cannot be made weekly. Repayments can be made fortnightly or monthly. The loan repayment amount shown is an estimate based on total repayments, total interest, the Loan Administration Charge of $0 per month and the Loan Establishment Fee of $0. Other fees that may be incurred such as late payment fees are not included. The repayment amount shown on other pages of this website may differ as they include different fees and charges. 

2. The rate is only available if you apply for a car loan via Tesla approved channels. You may receive a different rate if you apply for an ANZ Chattel Mortgage or ANZ Finance Lease through other channels such as an ANZ branch or over the phone. Interest rates are subject to change.